separate work-related injury means that only work-related injury social insurance is paid, and other pension, unemployment and maternity insurance are not covered.
Benefits of participating in work-related injury insurance
1. It can better protect the legitimate rights and interests of disabled employees
With the increasing pace of industrialization and urbanization and the rapid development of transportation, construction and other industries, The risks of occupational injuries faced by workers are also increasing. At the same time, after work-related injuries occur, some companies use excuses such as employees' illegal operations (failure to conduct pre-job training) or violation of factory disciplines to fail to handle work-related injuries in accordance with regulations, making employees' legal injuries Rights and interests cannot be properly protected. If an enterprise's employees participate in work-related injury insurance, if an accident occurs, the local labor and social security administrative department will determine the work-related injury in accordance with the law. If it is determined to be a work-related injury, the government labor appraisal agency will grade the disability of the injured employee, and the government social insurance department will provide compensation according to regulations. In this way, the legitimate rights and interests of enterprise employees can be better protected.
2. It can reduce the burden on the enterprise
If the employees of the enterprise do not participate in work-related injury insurance, once a work-related injury accident occurs, the company will bear the medical expenses, disability subsidies, disability allowances and many other expenses caused by the employee's work-related injury. Once a major safety accident occurs, some small businesses or companies with relatively poor profits will often be unable to pay compensation due to a work-related injury. Some companies will find it difficult to survive and even be forced to stop production. When an enterprise participates in work-related injury insurance, it only needs to pay the work-related injury insurance fund in proportion to the total wages of employees to the social insurance agency of the district (county) government (the proportion is different in each region, and the details are subject to the announcement of the local social security bureau). No matter what kind of work-related injury accident occurs in the company, The relevant expenses required can be compensated by the government social insurance agency in accordance with regulations. In this way, the financial burden caused by work-related injuries to enterprises can be greatly reduced.
3. It can better adjust labor relations, maintain social stability, and enhance corporate safety awareness
If the employees of the enterprise do not participate in work-related injury insurance, once a work-related injury accident occurs, the company will deal with the work-related injury in the process of handling the work-related injury. Workers and their families often have doubts about the fairness of the handling of work-related accidents, and then express dissatisfaction with the results of the handling, which can easily lead to tense labor relations or even intensification of conflicts, creating unrest. If an enterprise participates in work-related injury insurance, after an accident occurs, the company will report the accident to the local labor and social security management department, and the labor and social security department will conduct a work-related injury determination after investigation and verification. If the injury is a work-related injury, you will be entitled to work-related injury insurance benefits. In this way, we can better handle work-related injuries, coordinate the labor relations between enterprises and injured workers, and effectively prevent the occurrence of unstable factors. Enterprises will not involve a lot of energy and financial resources due to work-related accidents.
Taizhou Bangmang human resources professional services: employee relations, social security agency, salary agency and other one-stop human resources affairs
Company service scope: Beijing, Shanghai, Tianjin, Guangzhou, Shenzhen, Hangzhou, Ningbo, Nanjing, Suzhou , Jinan, Qingdao, Xi'an, Lanzhou and many other large, medium and small cities across the country.
Jiangsu Bangmang Service Outsourcing Co., Ltd. Taizhou Branch, the company's main business: labor dispatch, personnel agency, labor outsourcing, employee training, headhunting services, personnel recruitment, management consulting, if you have any questions, please call us!
Institutional address: Room B, Junyue Building, Taizhou City
Taizhou radiation scope
Jiaojiang, Huangyan, Luqiao, Linhai, Wenling, Yuhuan, Tiantai, Xianju, Sanmen, etc.
Scope of business undertaken
Taizhou enterprise personal social security provident fund agency, Taizhou enterprise personal social security provident fund agency, Taizhou personnel outsourcing, Taizhou personnel agency, Taizhou personnel agency, Taizhou salary agency, Taizhou salary outsourcing, Taizhou labor outsourcing, Taizhou labor dispatch, Taizhou personal tax planning, Taizhou project outsourcing, Taizhou human resources services, Taizhou resource outsourcing
Taizhou enterprises have high social security costs but are afraid of employees getting injured at work, so they turn to Bangmang Human Resources to solve the problem.